Cocoa Atlas

Grants & seed investment

Funding 1,000 Nigerian cocoa traders who want to build, not just buy.

Cocoa Atlas is looking for viable and industrious agents, traders and aggregators with a vision to improve productivity in Nigeria's cocoa industry. No matter what stage you are at, there is a funding opportunity for you.

Apply for fundingOpen to agents, traders and aggregators at every stage.

Traders to empower

1,000

Agents, traders and aggregators nationwide

Field evidence· Central Bank of Nigeria

SME funding band

₦10m – ₦50m

Revolving working capital for growing traders

Field evidence· Central Bank of Nigeria

Aggregator band

₦150m+

For operators with verifiable records

Field evidence· Central Bank of Nigeria

Focus

Productivity

Yield uplift, quality and traceability, not land

Study estimate· D-NB

Funding structure

Three bands, one ladder

Start where you are today and move up as your records and volumes grow.

Starter agents

Seed grant

Field agents and first-time buyers who can identify farms, record GPS points and move small verified lots. Funding covers scales, moisture meters, drying support and a first working-capital float.

  • Individual agents & farm-gate buyers
  • Training and tooling included
  • Graduates progress into the SME band

SMEs & growing traders

₦10m – ₦50m

Traders and small aggregation businesses already buying beans but capital-constrained. Funding revolves as working capital across buying cycles, with warehouse and quality standards attached.

  • Working capital per buying cycle
  • Warehouse, fermentation & drying upgrades
  • Traceability records required per lot

Established aggregators

₦150m and above

Aggregators with a verifiable trading history — tonnage handled, warehouses, offtake relationships and audited or bank-visible records. Larger revolving facilities sized to proven throughput.

  • Track record and tonnage evidence required
  • Offtake-linked facilities
  • Multi-state sourcing networks

Who we are looking for

  • Operating in or sourcing from any of Nigeria's 18 producing states.
  • Willing to record farmer, farm-location and batch data for every lot.
  • Committed to productivity — improved seedlings, rehabilitation, fermentation and drying discipline.
  • Transparent on volumes, pricing and warehouse handling.
  • Ready to work within an offtake structure rather than opportunistic spot flipping.

How to apply

  1. 01Express interestSend your name, location, current role in the cocoa chain and the volumes you handle today.
  2. 02Evidence reviewWe review records: purchase logs, warehouse capacity, cooperative links, buyer relationships.
  3. 03Sizing & structureYour band and facility size are set — grant, revolving working capital, or offtake-linked facility.
  4. 04Deploy & reportFunds are released per cycle against traceable lots, with reporting after each buying cycle.